Professional Services

Key exposures addressed by Property and Inland Marine coverages:

Buildings and Personal Property
Includes permanently installed machinery and equipment, fixtures, floor coverings and appliances.

Tools, Equipment and Machinery
As appropriate to your business, we can insure the pieces of property that assist you in doing your job, whether the property is mobile or fixed in one location.

Others’ Property
Your business may require you to temporarily take responsibility for a customer’s property. We can insure you for this liability.

Loss of Income or Extra Expense
In the event of a loss to your property, you are likely to lose income as operations are suspended and additionally incur expenses related to recovering from the loss.  We can provide insurance to meet these concerns.

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What’s “Professional Services”?

This industry class addresses fields that provide more of a “service” than a “product”.  For example:

 Banks/Financial Advisors
 Real Estate Agencies
 Dry-cleaning Operations
 Hairdressers
 Repair Services (e.g. auto)
 Childcare Centers
 Architects
 Caterers
 Advertising Agencies

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