Key exposures addressed by Property and Inland Marine coverages:

Structures
Building(s), Dormitories
Equipment & Machinery (lawn maintenance,           boilers, etc) 

 Learning and Administrative Tools
Computer Equipment and Data
Telecommunications Equipment
Scientific Instruments

Extracurricular Equipment
Athletic equipment and uniforms
Band instruments and uniforms
Theater props, lights, costumes
Artists’ Tools and Supplies
Booths, Flags, Banners, Stands

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Expect the Unexpected

Standard commercial property policies limit which kinds of losses are covered.

A “DIC” (Difference in Conditions) policy can fill in many of these gaps like Collapse, Flood, and Earthquake.

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